A boy in Cebu City

On Saturday, A boy just came out from Barrio Luz Elementary School at about 6 PM. He asked me, "What's your nationality?" I answered, "I'm Japanese." Then, he said, "Do you have some money?" I replied, "Huh?", in an angry tone. He went away hastily and said "Bye." I thought he was very rude.

EV Academy in Cebu

At EV Academy, we have two man-to-man lessons in a day. Each man-to-man lesson is 75 minutes.

We also have a grammar lesson, a presentation lesson and two optional lessons. Each lesson is 75 minutes too.

We can choose an optional lesson among many ones. They are TOEIC preparation, American accent, business English, etc.

We also have two short tests in a day. And we have to study by myself at least 1 hour 50 minutes in a day. Some students study more.

Some grammar teachers are native English speakers. Only excellent students can have lessons from them, but I can't.

An advantage of regular savings plan

I've realized an advantage of regular savings plan of unit trusts. Regular savings plan of unit trusts can regularly get cash which makes them able to invest boldly. It raises the funds' performance.

Open-end trusts should preserve cash to be ready for cancel. It restricts the way of investments.

My goal of learning English

Hello. I'm Koichi Ishida. Nice to meet you.

I live in Tokyo, Japan.

Presently, I'm jobless. I live on just my investments.
I invest in company stocks, unit trusts, and the US dollar via stock broker companies in Japan.

I have a saving account at a bank in Hong Kong. I want to invest via the bank. The law allows that in Hong Kong.

In Japan, a banking service and a stock trading service must be separated by law. A bank can't provide both a banking service and a stock trading service.

In Japan, a bank should provide only a banking service, and stock trading service is provided by a stock broker company.

The law in Hong Kong is different from the one in Japan.

To start an investment in Hong Kong, I need to open an investment account at the bank in addition to a saving account.

To open an investment account, I have to have an interview at the bank. I have to show I understand the risk of investments at the interview.

Passing the interview is my goal of learning English.

I bought 5 million yen of company stocks today.

I bought 5 million yen of company stocks today. It was wrong order. I wanted to buy 500 thousand yen of them. I was very upset then. I immediately ordered to sell all of the stocks at little higher price than the price I bought.

I was very anxious whether I could sell them or not. After one hour, I sold all of them. I was relieved indeed. And I bought 500 thousand yen of the stocks again.

I've earned 650 thousand yen through stock trading this year to date. Things are going well.

I saw a dentist today, too.

I saw a dentist last Saturday and was treated. When I came back home, I noticed there was a very faint line on my front tooth. It seemed a crack on my tooth. I was very upset.

I saw the dentist today and told that. She checked my front tooth and scratched it. The line on my tooth vanished. The line was a fragment of plastic to fill the ground tooth. I was relieved!

I saw a dentist today.

I saw a dentist today. The dentist injected anesthesia and ground my tooth in the lower right. The anesthesia is a little strong. So my lower right cheek is still paralyzed and can't feel heat of food. I have to be cautious about hot foods.