I've applied for investment services at HSBC Hong Kong. The following is my questions and the relationship manager's answers.
(1) Which investment products are included in my total relationship balance. I want to know about company stocks, unit trusts, FX and gold. Is the deposit of FX included in? -> Yes.
All investment products are included as today's value.
(2) How much are the maintenance fees for investment accounts of company stocks, unit trusts, FX and gold?
Different maintenance fees for different products, will discuss with you when we meet.
Company stocks
If you have no stocks, there is no charge for HK stocks. -> I've opened.
You will be charged 5 dollars per month for US stocks. -> I don't open for a while.
Unit trusts
No maintenance charge. It charges an initial charge.
FX
No charge. You can already trade it.
It just exchanges foreign currencies without leverage.
FX is different from margin FX at HSBC Hong Kong.
Margin FX leverages its deposit.
Gold
No charge. You can already trade it.
(3) Can I use the iPad application that tells me an economic outlook?
No. It is an iPad application for HSBC Private Bank.
HSBC Premier is different from HSBC Private Bank.
